Introductory Offers: Self-assessment from just £99 | Company accounts from £249 | HMRC Let Property Campaign support — Get in touch today
Practice Services
🏢 Company Accounts & Tax From £249
Statutory accounts, CT600 & Companies House filing
Self-Assessment £99
Sole traders, CIS & directors
Landlord Tax Specialist
BTL, HMO & exp. claims
Let Property Amnesty
Disclose past rental income
Making Tax Digital 2026/27
Quarterly updates & software
SPV vs. Personal Guide
Company vs personal property tax
Registration Guide Checker
Do I need to file? (10 scenarios)
Hayes Office Local
Middlesex & UK Remote
Tools & Information
🧮 Tax Calculator ⏳ Tax Deadlines 💰 Pricing Plans ❓ Common FAQs 📥 Free Tax Guides 🏠 Home Page
Online Contact Form
Led by an ACCA-qualified accountant

Affordable accounting you can trust

Led by an ACCA-qualified accountant offering self-assessment tax returns, HMRC Let Property Campaign disclosures, bookkeeping, and accounting services for individuals and small businesses in Hayes, Middlesex and across the UK. Evenings and weekends available.

Get a Free Quote

ACCA

Qualified accountant

14+

Years of experience

£99

Self-assessment returns

£249

Company accounts

Explore Dedicated Services & Pages

Accounts Made Easy is built with dedicated service hubs for each tax category. Choose a specialist area below:

Key UK Tax Deadlines Countdown

Track critical HMRC filing and payment dates to avoid automatic fines and daily interest charges.

Self-Assessment Deadline

31st January | Online Filing & Tax Payment
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Days
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Hours
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Mins
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Secs

⚠️ £100 automatic penalty applies immediately for late online filing, even if you owe no tax.

Second Payment on Account

31st July | Advance Tax Installment
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Days
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Hours
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Mins
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Secs

Required for self-employed individuals and landlords making advance payments towards their next tax year bill.

VAT Return & Payment

Quarterly • Period Specific
1 Month + 7 Days
After your period ends

Your VAT deadline depends on your accounting period. Check your VAT online account or ask us to confirm it.

Digital & Cloud Accounting Ready
Xero Partner
QuickBooks Online
FreeAgent
Dext Prepare
HMRC MTD Ready
What We Offer

Services tailored to your needs

Self-Assessment Tax Returns

Whether you're employed with additional income, a sole trader, or a landlord — we'll prepare and submit your return accurately, making sure you claim every allowance you're entitled to.

From £99 offer Full Details →

HMRC Let Property Campaign

Have undisclosed or historic rental income from residential properties? We handle the entire voluntary disclosure with HMRC from start to finish—helping you bring undeclared rental income up to date through a complete professional disclosure, maximizing allowable deductions, and seeking the appropriate available penalty reductions.

Confidential review & fixed-fee quote Full Disclosure Guide →

Landlord Tax & SPV Structuring

Specialist advice for buy-to-let landlords and property investors. Navigate Section 24 mortgage restrictions, 60-day residential CGT reporting, and set up Limited Company (SPV) portfolios to retain more rental profit.

From £149/year Landlord Tax Hub →

Bookkeeping

Let us take care of your day-to-day financial records. We'll keep your books tidy, organised, and up to date so you can focus on running your business without the headache.

From £75/month

Accounts & Year-End

Annual accounts preparation for sole traders, partnerships, and limited companies. We'll make sure your accounts are compliant, clear, and submitted to HMRC and Companies House on time.

Standard price from £300 — introductory offer £249

VAT Returns

Quarterly VAT return preparation and submission. We'll ensure your returns are accurate and filed on time, and advise on the best VAT scheme for your business.

From £75/quarter

Payroll

Monthly payroll processing for small businesses. Payslips, RTI submissions to HMRC, and year-end P60s — all taken care of so your employees are paid correctly and on time.

From £50/month

Tax Advice & Planning

General tax planning and advice to help you minimise your tax bill legally. Whether you're thinking of going limited, need help with capital gains, or want to plan ahead — we can help.

Free initial chat

Sole Trader vs. Limited Company Calculator

Adjust the slider to your estimated annual profit to see your projected take-home pay and tax liability under both structures.

Estimated Annual Business Profit
£45,000
⚙️ Company Payroll & Employment Allowance Status (2026/27):

Sole Trader

Self-Assessment Income Tax & Class 4 National Insurance
Estimated Take-Home Pay
£36,568
  • Personal Allowance£12,570
  • Income Tax£6,486
  • Class 4 NIC (6% / 2%)£1,946
  • Total Tax & NI£8,432
💡 Under 2026/27 rules, operating as a Sole Trader yields approximately £1,321 higher take-home pay when extracting 100% of profit. However, a Limited Company offers vital non-cash advantages: limited liability protection, commercial credibility, and the ability to retain profits inside the company at 19%–25% instead of paying higher-rate personal tax.
📋 2026/27 Calculation Assumptions & Regulatory Methodology:
  • Employer National Insurance: Calculated under official 2026/27 rates at 15.0% on earnings above the reduced £5,000 Secondary Threshold (Section 165 NICs Act). Reference: HMRC 2026/27 Employer Rates & Thresholds.
  • Employment Allowance Eligibility: Under Section 2(4) of the National Insurance Contributions Act 2014, single-director companies where the sole employee is also a director cannot claim the £10,500 Employment Allowance. To qualify, the business must have an additional qualifying employee (or second director) paid above the £5,000 Secondary Threshold to generate an employer Class 1 NI liability (deemed payments under off-payroll / IR35 rules do not qualify). Note that the previous £100,000 prior-year secondary NI liability threshold was removed from April 2025. Select the toggle above if eligible. Reference: HMRC Employment Allowance Eligibility.
  • Corporation Tax & Associated Companies: Both the director salary and Employer NI paid are 100% tax-deductible trading expenses against profit before Corporation Tax (19% small profits rate up to £50,000; 25% main rate above £250,000; marginal relief fraction 3/200 in-between). Associated Companies Impact: The calculation assumes 0 associated companies. If your business has associated companies under common control, the £50,000 and £250,000 thresholds are divided equally by the total number of associated companies (e.g. halved to £25,000 and £125,000 with 1 associated company), which accelerates Corporation Tax into the 25% marginal band.
  • Personal Tax, PA Tapering & Dividend Bands: Standard England/Wales/NI tax bands (£12,570 personal allowance, tapered at £1 for every £2 of total personal income exceeding £100,000, reducing to £0 above £125,140; £500 dividend allowance at 0%; 10.75% basic rate dividend tax; 35.75% higher rate up to £125,140; 39.35% additional rate thereafter). As the Personal Allowance tapers, the basic rate threshold dynamically contracts to reflect the earlier onset of higher rate tax. Assumes full profit extraction as dividends and no other employment income, pensions, or student loan deductions. Reference: HMRC Tax on Dividends.
  • Director Salary Optimization Rationale: The model adopts a £12,570 director salary because it secures a qualifying credit for the UK State Pension without incurring employee National Insurance (Primary Threshold: £12,570), while the salary plus £1,136 Employer NI provide a full 19%–25% Corporation Tax deduction. For directors with second jobs, significant other personal income, or who already have full state pension credits, alternative salary levels (such as £5,000 to eliminate Employer NI entirely) may be recommended following an individual consultation.
  • Commercial & Strategic Context: While sole trader status often yields slightly higher net cash on paper at lower profits when extracting 100% of earnings, Limited Companies provide vital commercial advantages: limited liability protection, ability to retain profits taxed at only 19%–25% (avoiding 40%–45% personal income tax), pre-tax company pension contributions without NI, and eligibility for corporate contracts.
Discuss Company Formation With An Accountant

* Disclaimer: Illustrative comparison based on 2026/27 UK tax legislation. Actual tax savings depend on individual factors such as allowable business costs, second jobs, student loans, pension contributions, and spouse dividend sharing. Consult an ACCA accountant before making structural changes.

Client Success Stories

See how our personalized accounting advice helps landlords, sole traders, and local businesses save tax and gain peace of mind.

HMRC Let Property Campaign

Resolving 5 Years of Undeclared Rental Income

£4,500+
Saved in Potential HMRC Penalties

The Situation: An accidental landlord letting two residential properties had fallen 5 years behind on tax reporting due to personal commitments. Terrified by news of HMRC data-sharing with the Land Registry, they came to us for confidential assistance.

Our Solution: We reconstructed 5 full years of rental accounts, applied historical Section 24 mortgage financing relief, and identified over £3,800 in unclaimed allowable repairs. We then prepared and submitted a comprehensive voluntary disclosure schedule through the Let Property Campaign.

The Result: HMRC accepted our disclosure in full without opening a formal audit. By making an unprompted disclosure, statutory penalties were negotiated down to the minimum possible bracket, saving the client over £4,500 compared to a forced investigation.

Bookkeeping & VAT | Hayes Business

Streamlining Bookkeeping for a Local Trade Contractor

6 Hours
Saved Every Single Weekend

The Situation: A busy plumbing and heating contractor based in Hayes was losing all of his Sundays to shoeboxes of paper receipts, manual supplier invoices, and worrying about quarterly VAT deadlines.

Our Solution: We migrated his business to digital cloud accounting with automated receipt scanning. Now, he simply snaps photos of receipts on his phone while on the job, and bank feeds reconcile automatically in the background.

The Result: We handle his quarterly VAT returns, CIS statements, and monthly payroll seamlessly. He got 6 hours of personal time back every weekend, eliminates late filing worries, and always knows his exact corporation tax position.

Practical UK Tax Guides & Allowable Expense Checklists

Written by an ACCA-qualified accountant in Hayes to help landlords, business owners, and sole traders navigate HMRC rules, claim every allowable deduction, and stay fully compliant.

🏢 Property Investment Guide

Property SPV vs Personal Ownership

Should you buy buy-to-let property through a Limited Company (SPV) or in your personal name? Compare Section 24 mortgage interest relief, 19%–25% Corporation Tax vs 40%–45% Income Tax, dividend extraction, and refinancing costs.

  • Section 24 mortgage relief comparison
  • Corporation Tax vs Personal Tax bands
  • Mortgage rates & commercial setup costs
Read SPV vs. Personal Guide →
📋 Compliance Checker

Who Needs to Register for Self Assessment?

Not sure whether you are legally required to notify HMRC? Check 10 common scenarios including the £1,000 trading allowance, rental income, dividend threshold, High Income Child Benefit Charge, and capital gains.

  • 10 scenario decision criteria
  • 5 October registration deadline rules
  • Failure-to-notify penalties explained
Check Registration Rules →
📘 MTD 2026/27 Timeline

Making Tax Digital for ITSA Guide

Everything sole traders and landlords must know ahead of HMRC's MTD rollout. Learn gross income threshold calculations (>£50k in April 2026, >£30k in April 2027), quarterly updates, and compliant software.

  • Gross turnover eligibility threshold
  • 4 quarterly submission deadlines
  • HMRC points-based penalty system
Read MTD Hub & Guide →
Printable Deduction Checklists

Instant Allowable Expense Checklists (2026 Edition)

Grab our free printable checklists to organize your paperwork, claim every legal HMRC deduction, and ensure you are 100% prepared.

Free Printable Checklist • 2026 Edition

The Complete Landlord Allowable Expense Checklist

What HMRC lets residential landlords claim against rental income to slash your property tax bill legally.

  • Section 24 mortgage relief & finance costs
  • Allowable repairs vs capital improvements
  • Replacement of Domestic Items Relief
  • Safety certificates (Gas CP12, EICR, EPC)
Free Printable Guide • 2026 Edition

Self-Employed Tax Deduction Cheat Sheet

The ultimate tax deduction cheat sheet for UK sole traders, freelancers, and subcontractors to minimize income tax and NI.

  • Working from home simplified flat-rate rules
  • 45p/mile vehicle & travel logs without receipts
  • Phone, broadband & tech hardware write-offs
  • 100% tax-deductible accountancy fees
Free Printable Checklist • 2026/27 Edition

Making Tax Digital (MTD) Readiness Checklist

Step-by-step checklist for landlords and sole traders to assess mandate thresholds, choose software, and beat penalty points.

  • Gross turnover formula (>£50k & >£30k rules)
  • 4 quarterly submission deadlines & calendar
  • HMRC-compatible software & bank feeds
  • New points-based penalty safeguards
ACCA Qualified
Chartered Certified Accountant

Operating under the strict professional, technical, and ethical standards of the Association of Chartered Certified Accountants.

14+
Years Experience
100%
Direct Contact
HMRC
Authorised Agent
£1M+
Fully Insured

Your qualified accountant, not just a number cruncher

Accounts Made Easy was founded to give contractors, landlords, and small limited companies direct access to a fully qualified accountant without the excessive fees and impersonal service of large city firms. Led by an ACCA-qualified accountant with over 14 years of hands-on UK tax experience, we take the stress out of your compliance.

When you work with us, you deal directly with a qualified professional who knows your business inside and out. We never pass your sensitive tax records to junior trainees or outsource your bookkeeping overseas.

Why Choose an ACCA Accountant vs Unqualified Bookkeepers?

In the UK, anyone can legally advertise as an "accountant" without taking a single exam or holding insurance. An ACCA Chartered Certified Accountant has passed extensive degree-level professional examinations, completes mandatory annual ethics and tax updates (CPD), and is required to hold full Professional Indemnity Insurance. When HMRC audits or queries your accounts, having an ACCA-qualified accountant by your side protects your financial reputation and peace of mind.

HMRC Authorised Agent

Direct agent filing access with HMRC for CT600, Self-Assessment, VAT, and PAYE. We deal directly with tax inspectors on your behalf.

Professional ACCA Ethics

Qualified member bound by rigorous professional rules, anti-money laundering (AML) supervision, and ongoing continuous professional development.

Strict Confidentiality

All client records, accounts, and tax affairs are protected under strict professional confidentiality and secure digital document storage.

100% Dedicated Attention

You speak directly to your designated accountant via WhatsApp, phone, or secure portal. Fast turnaround and flexible evening/weekend availability.

Transparent Pricing

Simple, fair pricing with no hidden fees

Self-Assessment

£99 introductory

For individuals who need their tax return done right

  • Employment income
  • Savings & dividends
  • Filed directly to HMRC
  • Tax-saving advice included

Landlord & Property Tax

£199 from

Rental accounts, tax returns & Let Property Campaign

  • Rental income & expense claims
  • Mortgage interest relief (Sec 24)
  • HMRC Let Property disclosures
  • Capital gains & historic returns

Small Business Package

£150 /month from

Monthly bookkeeping & annual accounts package

  • Monthly bookkeeping
  • VAT returns
  • Year-end accounts
  • Corporation tax return

Frequently Asked Questions

Everything you need to know before working with an ACCA-qualified accountant.

No need to panic—this is far more common than you think. Falling behind usually happens due to bereavement, illness, busy work, or simply feeling overwhelmed. As ACCA accountants, we handle late and multi-year returns routinely. We will bring your accounts up to date, claim all legitimate expenses and reliefs to minimize your tax bill, and submit formal penalty appeals to HMRC. Coming forward voluntarily with an accountant is looked upon far more favourably by HMRC than waiting for them to catch up with you.
Yes, absolutely. Missing receipts do not mean you forfeit your deductions. We can reconstruct your allowable expenses through bank and credit card statements, supplier accounts, online receipts, and email invoices. In cases where receipts are completely lost, HMRC rules allow reasonable, justifiable estimates based on industry benchmarks, standard vehicle mileage rates (45p/mile), and flat-rate simplified expenses.
Not at all! While we always welcome local clients from Hayes, Southall, Uxbridge, and West London, our entire practice is designed for 100% remote working throughout the UK. You can securely upload documents via email, cloud portal, or simply take photos on your smartphone and WhatsApp them over. Consultations can be done by phone, video call, or messaging, including evenings and weekends to fit your schedule.
It is completely effortless on your part. All you have to do is inform your current accountant that you are moving. We handle the entire professional clearance process: we contact them directly, request your historical working papers, tax records, and handover documents, and seamlessly set up your HMRC agent authorization. There is zero disruption to your daily operations or tax deadlines.

Let's have a chat — no obligation

Drop us a message and we'll get back to you within 24 hours. Initial consultations are always free. We're available evenings and weekends to fit around your schedule.

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